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  • Retail deposit direct rates

Retail deposit direct rates

Retail deposit direct rates

Effective date: June 29, 2022
  • HISA
  • GIC long term
  • Registered plan long term
  • Variable rate deposit
  • Important notes about this bulletin

On this page

  • HISA
  • GIC long term
  • Registered plan long term
  • Variable rate deposit
  • Important notes about this bulletin

HISA

Rate 1.80%

 

GIC long term

(Non-redeemable)

1 year 4.00%
18 month 4.25%
2 year 4.55%
3 year 4.60%
4 year 4.65%
5 year 4.75%

 

Minimums Annual interest frequency
GIC $1,000
Paid or compounded

 

Registered plan long term

(Non-redeemable)

Our registered products are not available to purchase through our digital banking platform. Please contact our customer success team at 1.800.788.6311 for assistance.
1 year 4.00%
18 month 4.25%
2 year 4.55%
3 year 4.60%
4 year 4.65%
5 year 4.75%

 

Minimums Annual interest frequency
RESP $500
Compounded
RDSP $500
Compounded
RRIF $5,000
Compounded
RRSP $1,000
Compounded
TFSA $1,000
Compounded

 

 

 

 

 

Variable rate deposit

Rate 0.15%

 

Minimums

  New Lump sum deposit Scheduled electronic deposit (biweekly or monthly)
GIC Not available — —
RESP No minimum $100 $25
RDSP No minimum $100 $25
RRIF $5,000 $500 —
RRSP $100 $100 $25
TFSA $500 $500 — 

 

 

 

 

 

Important notes about this bulletin

  • Minimum applies to each deposit
  • Rates and minimums subject to change without notice
  • Odd month terms are also available
  • * indicates change 

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Concentra Bank is a member of CDIC. Wyth Financial is a trade name of Concentra Bank.

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