Rates
| Closed fixed terms | Special rates* (Insured) | APR** | Posted mortgage interest rates |
| 1-year | 5.39% | 5.79% | 6.19% |
| 2-year | 5.29% | 5.49% | 6.09% |
| 3-year | 5.29% | 5.42% | 6.09% |
| 4-year*** | N/A | N/A | 6.31% |
| 5-year | 5.19% | 5.27% | 6.09% |
| Variable term | Special rates* (Insured) | APR** |
| 5-year | 4.84% | 4.92% |
| Wyth's Prime Rate minus 0.61% | ||
| Wyth Prime Rate | 5.45% |
*These rates are for insured mortgages.
**Annual percentage rate (APR) is for illustration purposes only and the above calculations are based on a $300,000 mortgage balance, with monthly payment using the above terms and preferred rates.
***Wyth does not offer 4-year terms on mortgages. To estimate the prepayment penalty, use 6.31% if you have 4 years remaining on your mortgage. You may also contact us to provide the prepayment penalty that would be charged.
Wyth uses a qualifying rate of 5.25% or 2% over offer rate, whichever is higher.
Rates are subject to change without notice.