Rates
| Closed fixed terms | Special rates* (Insured) | APR** | Posted mortgage interest rates |
| 1-year | 3.54% | 3.94% | 4.24% |
| 2-year | 3.79% | 3.99% | 4.49% |
| 3-year | 3.99% | 4.12% | 4.69% |
| 4-year*** | N/A | N/A | 4.72% |
| 5-year | 4.19% | 4.27% | 4.89% |
| Variable term | Special rates* (Insured) | APR** |
| 5-year | 2.45% | 2.53% |
| Wyth's Prime Rate minus 0.75% | ||
| Wyth Prime Rate | 3.20% |
*These rates are for insured mortgages.
**Annual percentage rate (APR) is for illustration purposes only and the above calculations are based on a $300,000 mortgage balance, with monthly payment using the above terms and preferred rates.
***Wyth does not offer 4-year terms on mortgages. To estimate the prepayment penalty, use 4.72% if you have 4 years remaining on your mortgage. You may also contact us to provide the prepayment penalty that would be charged.
Wyth uses the qualifying rate of 5.25% for mortgage borrowers.
Rates are subject to change without notice.