Wyth is no longer offering new mortgages. The following rates are presented for customers with existing mortgages.

Closed fixed terms Special rates* (Insured) APR** Posted mortgage interest rates
1-year 6.09% 6.49% 6.89%
2-year 5.99% 6.19% 6.79%
3-year 5.64% 5.77% 6.44%
4-year*** N/A N/A 6.72%
5-year 5.44% 5.52% 6.34%


Variable term Special rates* (Insured) APR**
5-year 6.09% 6.17%
Wyth's Prime Rate minus 0.61%


Wyth Prime Rate 6.95%


*These rates are for insured mortgages. 

**Annual percentage rate (APR) is for illustration purposes only and the above calculations are based on a $300,000 mortgage balance, with monthly payment using the above terms and preferred rates. 

***Wyth does not offer 4-year terms on mortgages. To estimate the prepayment penalty, use 6.72% if you have 4 years remaining on your mortgage. You may also contact us to provide the prepayment penalty that would be charged.

Wyth uses a qualifying rate of 5.25% or 2% over offer rate, whichever is higher.

Rates are subject to change without notice. Financing is subject to approval on our residential mortgage underwriting policies.