Personal banking
High Interest Savings Account (HISA)
If you’re already a Wyth HISA customer, the change in ownership will affect your HISA account. We will contact you directly to explain how and provide more specific timelines, but in summary your HISA will be closed in 2023 and any remaining funds returned.
In the meantime, you can continue to manage your account by logging into your Wyth app or signing into online banking. We encourage you to onboard with EQ Bank and transfer your HISA funds to the Savings Plus Account that offers the following features:
- An everyday interest rate of 2.50%* compared to 2.25%† for the Wyth HISA
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No monthly or hidden fees and free transactions anywhere in Canada
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No bank account minimum balances
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Free bill payments
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International money transfers with no hidden fees or markups
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Free Interac e-Transfers® and more
If you would like to open a new savings account, check out EQ Bank’s Savings Plus Account that earns up to [250x◊] more interest than other banks.
View your Wyth Deposits Disclosure
View your Wyth Personal Deposits Agreement
GIC
Got a GIC with us? Your investment remains safe, and we will continue to service your GIC until maturity. We’ll connect with you soon to explain changes that will occur.
View your Wyth Deposits Disclosure
View your Wyth Personal Deposits Agreement
Looking to open a new GIC? EQ Bank’s registered and non-registered GICs take seconds to buy, offer some of the best rates in the market, and come with plenty of term options.
Mortgages
If you have a residential mortgage with us, we will be in touch with you soon.
If you have questions about your current mortgage, need help, want to discuss renewal, or need to update your contact information, please call us at 1.855.795.4489.
You can continue to access your mortgage account through borrower.wyth.ca.
If you have an active mortgage application with us and have questions, call our customer success team at 1.855.795.4489.
Here are some mortgage quick links:
Prepayment guide & calculators
Looking for a new mortgage? Check out EQ Bank’s Mortgage Marketplace.
Disclaimers
Disclaimers for EQ Bank’s Savings Plus Account
* Interest on funds in the EQ Bank Savings Plus Account is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.
Equitable Bank is a member of CDIC. EQ Bank is a trade name of Equitable Bank.
◊ Based on research conducted by Equitable Bank comparing interest rates of base savings accounts offered by Canada’s ‘Big 5’ banks. Rates were compared using a ratio analysis. Research is based on savings account interest rates taken from public websites as at October 3, 2022. Promotions and Rate Premiums are excluded.
™Trademark of Equitable Bank, all rights reserved. EQ Bank is a trade name of Equitable Bank.
* Interest on funds in◊ Based on research conducted by Equitable Bank comparing interest rates of base savings accounts offered by Canada’s ‘Big 5’ banks. Rates were compared using a ratio analysis. Research is based on savings account interest rates taken from public websites as of October 3, 2022. Promotions and Rate Premiums are excluded.
® Trade-mark of Interac Corp. Used under licence.
Disclaimers for Wyth’s High Interest Savings Account (HISA)
† Rates are subject to change without notice.
Interest accrues on every dollar the day your account becomes active, subject to account limits and applicable interest rates.
Interest is calculated daily on the total closing balance and paid monthly, up to the account limit of $150,000, based on the rates per annum, as offered. Interest rates are expressed annually and may vary from time to time. No interest will be paid on amounts over the account limit of $150,000.
Your deposits may be insurable by the Canada Deposit Insurance Corporation.