Tim Smart, Chair, CPA, CA, ICD.D, MBA

Board of directors
Risk Committee
Committee members:
Teresa Lee, LL.B, TEP, MTI
Michael Leonard, ICD.D
David Losier, CPA, CGA, ICD.D
Carol Poulsen, ICD.D

The Risk Committee assists the Board in overseeing enterprise risk management. This encompasses establishing risk management frameworks and corporate policies, monitoring the bank’s risk profile and exposures, overseeing controls and systems used to identify and mitigate risks, and ensuring adherence to risk appetite and policy.
Chair of the Risk Committee | Bank and Trust Board Director
Pickering, ON

Tim brings more than 25 years’ cross-industry experience to the Concentra Board. He holds an MBA from McMaster University and is working as an independent consultant. Previously, as Chief Financial Officer of Meridian, he was responsible for overseeing the financial strength of that credit union, including risk mitigation, financial performance, strategy and building strong relationships with Meridian’s key financial partners. Prior to joining Meridian, Tim worked as the Chief Financial Officer for several financial services and technology-related companies, including OANDA Corporation, Audatex Canada, Q9 Networks Inc. and First Asset Management Inc. Tim has also served on the Boards for Meridian OneCap Credit Corporation, Horizons for Youth, and Durham Children’s Aid Society.
Headshot of Tim Smart smiling